Resolution Ready for 2k17? Qapital Will Help Keep You On Track!

We all have good intentions when it comes to setting resolutions. Unfortunately, intentions aren’t the thing that usually keeps us going when it comes to meeting these goals. You’ll need drive, determination, and a sometimes…a little help.

Lucky for us, Qapital is all about #Qapitalizing (pun intended) on your already existing behaviors, which means if you’re looking to change those habits up for the better, why not reward yourself financially in the process? The ability to do so is just a few pushes of a button away.

In order to better help guide you, I reached out to some Qapital customers (and employees), and asked them for their resolutions for the upcoming year:

Matt Russell, Los Angeles-based musician and Customer Success Representative (as well as “Best Use of Emojis In Customer Interactions” award winner), is resolving to “change more diapers” this year (after the birth of his new baby girl), and would like to “shed some extra pounds.” If losing weight is something you’re interested in, Qapital has you covered. Using an iOS? We’ve got an Apple Health Rule for you; simply activate it and choose your trigger. Would you like to meet a daily walking, running, or exercise goal? Once connected, the Rule will save your set amount after you’ve reached it. If you’re on an Android, or already using your favorite fitness app, we can connect through IFTTT with Qapital + FitBit, Nike +, Strava and several others!

As for the diapers…while we can’t help you physically change those, we can keep you on track with an IFTTT Location recipe. Simply set up the location to fence the baby’s changing table. Enter the location, and voila! Future college money saved!


Joe Weber, a Los Angeles Based comedian intends to travel more in 2017. If this sounds like it’s right up your jetway, Qapital suggests setting up a Freelancer Rule, which will set aside a percentage (you choose!) of each direct deposit over a chosen amount. If you’re a Pinterest fan, why not use an IFTTT Qapital + Pinterest Recipe to save some cash each time you pin something to your Travel Board? A little goes a long way, and so will you (once you’ve saved up)!


Tracey Carnazzo, Qapital Customer Success Representative and New York City-based comic says, “I’m going to pay off my debt this year using Qapital,” and she’s already got her Rules in place. She set up the 52 Week Challenge Rule, which will save $1 the first week, $2 the second, and so on through the year. By this time in 2017, she’ll have saved $1,378. She’s also using the ever-popular RoundUp Rule, paired with a Weekly Set & Forget. Here’s to being debt-free, Tracey! We’ve got your back!


Chicago-based Freelance Illustrator, Sterling Martin, has several resolutions: “I am going to buy a new computer, restart my 401k, cut my cholesterol, and get a new job doing graphic design.” We’ve got lots of ideas for those! For the new computer, maximize your time on the old one and set up an IFTTT Qapital + Spotify Recipe –  you’ll save each time you add a song to a playlist. Add additional money to your 401k by setting a Freelancer Rule to save each time you get a direct deposit. You can transfer back to your personal account, then roll it over whenever you choose! Cut back on cholesterol by rewarding yourself with trips to the grocery store (instead of a fast food restaurant). You can set up a Guilty Pleasure Rule to save each time you spend at your local market. When it comes to getting that new job? Maximize your talent by using an IFTTT Qapital + Instagram Hashtag Recipe. Post a photo of a recent illustration, use a specific hashtag, and watch the savings add up! Bonus: you’re marketing your work at the same time!


Alfredo Aponte, the Head of Design at Qapital,  would like to “stay better connected with family while I am afar. And post more small updates for them on Facebook and Instagram.” If you’re feeling the same, try using an IFTTT Qapital + Facebook Status Recipe to save money each time you update online. Now they’ve got an update, and you’re one step closer to a plane ticket back to visit. You can also trigger savings when you post on Instagram with an IFTTT Qapital + Instagram Recipe. Or keep yourself in touch with family by setting up a weekly chat or phone call. You can save money in two ways – with the 52 Week Challenge as well as a Weekly Set & Forget.


The possibilities for saving are endless! If you’re in need of some help, feel free to email – we’ll be happy to throw some ideas out for you. Think you’ve got it on lock? Share your stories with #QapitalResolutions! We’d love to hear what you’re going to accomplish this year, as well as your successes.

From the team at Qapital: stay safe this New Year’s Eve, have a great start to 2017, and always – happy saving!


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Hello, new ways of saving $$$ with IFTTT!

Qapital ifttt launch

Today the whole team is super-excited to launch something we and our friends over at IFTTT have been working on for a while. Say hi to the brand-new, seriously curated, easier-than-ever-to-implement ways to save with Qapital and IFTTT!

If you’ve used IFTTT before, you already know about the greatness in connecting your favorite apps to each other. If you haven’t, get ready to have your mind blown!

Say you’re saving for a sunny vacation: You want to save a set amount for this warm wonder every time it rains at home. No problem — just open the Qapital app, select “IFTTT Rules”, and connect your weather app to it with IFTTT. Each rainy day will now be a little better, as it’ll trigger a saving that gets you closer to your holiday.

Or maybe you want to save toward that mid-century dresser each time you pin something to your “New House” Pinterest board? Also doable!

Save a dollar each time you post a photo on Instagram? You guessed it — possible!

These three examples are only a select few. There are many more to help you streamline saving, and make it WAY more fun. Here’s how you activate them:

  1. Open up the Qapital app
  2. In the Rules section — select “Create new Rule”
  3. Select IFTTT, and choose your own personalized way to save $$$


We hope you’ll dig these new saving-tricks as much as we do. Tweet us at @Qapitalapp to let us know which one is your favorite!

Note: For our users who are using previously created IFTTT recipes to save with: Nothing has changed. Your old recipes will continue to save for you without interruption.

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🎵This is how we do it🎵: 7 Motivating (and funny) fitness stories from the Qapital team

This month, we’re celebrating awesome ways to keep yourself motivated to meet your fitness and financial goals. To celebrate, we’re sharing some of our team’s favorite workouts and funny stories from the gym and beyond!

Runners in Park

When it comes to working out and saving, it can be tough to get people to spill their secrets for success. Luckily, our team is willing to share their tips! Get to know some of the people behind the app and learn more about how they keep up with their fitness and financial goals with the gym + Qapital.

Anders, Front + Backend Developer, Stockholm

Anders in the Qapital officeFavorite way to exercise: Running or cycling

Least favorite way exercise: Cross-country skiing

Favorite music to listen to while working out: Not a big fan of music while exercising outside of the gym. I listen to the thoughts (or voices) in my head 😉

Greatest athletic achievement: I’ve completed two half marathons

Favorite way to save with Qapital fitness Rules:  Saving with Strava when I run.

Favorite sport to watch: Cycling or any sport where countries not clubs compete, like world championships or the European soccer championship

Funniest thing you’ve experienced while working out: Being beaten at a half marathon by someone pushing a stroller

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Make your workouts (and saving) competitive with Qapital + Strava

This month, we’re celebrating all of the awesome ways to keep yourself motivated to meet your fitness and financial goals. To kick it off, we’re introducing you to the stellar new IFTTT Channel for Strava!

Runners on the Brooklyn Bridge

When you’re a competitive person, you’ll take any chance you can get to challenge a friend (or frenemy) to a face-off. Whether you’re part of a running club or spend your weekends riding your bike with a pack of pals, Strava can help you make the most of your exercise when you pair it with Qapital via IFTTT!

“Wait, what’s IFTTT,” you ask? IFTTT allows you to link activities in your favorite apps to generate savings in Qapital! This blog post explains how it works in more detail.

Create an account with IFTTT, then link Qapital and any other apps you want to use. The coolest part? Qapital customers who save using IFTTT save on average four times more than others!

Now that Strava, the social network for athletes, has their own IFTTT Channel, you can track your own progress and compete with friends, even if you can’t work out together. Strava connects with lots of fitness trackers, so you don’t need to ditch the one you already love to use.

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Hi, welcome to Qapital!

We’re here to answer some of the most frequently asked questions and help you get set up and saving with Qapital!

welcome-to-qapital 01

Now that we’re downloaded onto your phone, you’re probably wondering who we are, what we do, and when you get to sling angry birds.

So, before you even have to ask, let’s answer some of the most frequently asked questions for you, and – first and foremost – there will be nothing to sling, except savings!

Qapital is a mobile app that comes with an FDIC-insured account that will automatically save money for you based on your spending habits, Rules that you set up, and automatically transfer money toward Goals you’d like to reach, or things you’d like to buy.

Go ahead: think big or small

You might be saving for a wedding, a dream vacation, or in my case – a new gold jumpsuit and sneakers for all my weekend dance parties. Short term or long term goals are also welcome – we’ll help you save for what you want, without constantly worrying about getting by without what you need.

How Qapital Works (and helps you save money)

welcome-to-qapital 02

Once you’ve linked your checking account, you’ll set up Rules that will help you easily (and automatically!) save based on your spending habits.

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Save when it rains (and 5 more Recipes) to save money this summer

Rain or shine, these awesome, automated Recipes from Qapital and IFTTT will help you squeeze even more savings out of this summer!



With Memorial Day (and summer) just around the corner, we’re looking forward to sunny days, backyard barbecues, trips to the beach and all the other joys of summer. To help us get pumped, we put together these IFTTT Recipes that celebrate summer and help you save at the same time!

“Wait, what’s IFTTT,” you ask? IFTTT allows you to link activities in your favorite apps to generate savings in Qapital!

For example, you can save for your summer vacation each time it rains with this Recipe:
IFTTT Recipe: When it rains, you save connects weather to qapital

Still need a bit of clarification? This blog post will tell you everything you need to know about getting IFTTT set up and linked with Qapital.

Here are five new IFTTT Recipes to help you squeeze the most savings out of the weather this summer!

1. Save when the temperature rises above 75F
Add a little more brightness to your day by saving when the mercury rises!
IFTTT Recipe: Hello sunshine! Save when the temperature rises above 75F connects weather to qapital

2. Save when the sun sets
Going down in the West, all the colors in the sky – save when it happens! Whether you’re a fan of staying up late or turning in early, save when the sun says goodnight.
IFTTT Recipe: Save money with the setting sun connects weather to qapital

3. Save when it’s humid out
Oh, the humidity! This Recipe runs when the relative humidity rises above 45% so at least you’ll feel cool when it’s sticky and hot out.

IFTTT Recipe: Save when the humidity spikes connects weather to qapital

4. Save when seasonal allergies strike
This Recipe turns a negative into a positive by saving money when pollen counts are high. If you suffer from seasonal allergies in the summer, this could just make it a little easier to bear.
IFTTT Recipe: Achoo! Save when pollen is high and take the sting out of allergies connects weather to qapital

5. Save when bad weather moves on
Rain, rain – go away! Use this Recipe to save money when the forecast changes to clear in your area.
IFTTT Recipe: Clear! Save when crummy weather subsides connects weather to qapital

Got your own favorite Recipes? Tag us @qapitalapp on Twitter and we’ll RT them to the Qapital community!

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Space + Qapital: Out-of-this-world IFTTT Recipes


Though we may never get to join Starfleet or fight the Galactic Empire, there are still some cool ways you can get your fill of ‘the final frontier’ thanks to the Space channel on IFTTT (wait, what’s IFTTT?).

You can use the cool stuff NASA does every day to save money for the things you want (like, say, a seat on a commercial space flight).

To start saving with the stars, log into your IFTTT account and connect to the Space Channel. We’ve created these far-out Recipes to help get you started and help put your savings into hyperdrive, but you can create your own on the Channel page.

To IFTTT-finity and beyond!

IFTTT Recipe: Save every time the International Space Station flies overhead connects space to qapitalIFTTT Recipe: Save money when the season changes on Mars connects space to qapital

IFTTT Recipe: Save every time an astronaut enters orbit connects space to qapitalIFTTT Recipe: Save every time there's breaking news from NASA connects space to qapital

Create your own Space + Qapital Recipe on IFTTT and tweet it to us at @qapitalapp. We’ll share with our entire community of savers or feature you on a future blog post!

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FitBit + Qapital: Get Yourself (and Your Wallet) in Shape

When it comes to being healthy, we can all use some incentive. When you combine Qapital and FitBit, each mile, step and achievement translates into money in your pocket.

You can save toward your Goals, whether its new running shoes, a session with a personal trainer or a surf vacation, every time you go the distance.

It’s easy to save with your Qapital account and FitBit.  Just set up an account with IFTTT and you’ll be on your way to racking up miles and millions (well, maybe hundreds) of dollars.

IFTTT Recipe: Reward yourself every time you hit your daily step goal connects fitbit to qapital

IFTTT Recipe: Save money every time you hit your distance goal connects fitbit to qapital

IFTTT Recipe: Reward yourself for getting more sleep connects fitbit to qapital

Did you create your own IFTTT recipe using Qapital and FitBit? Tweet at us at @qapitalapp and we’ll share with our entire community of savers or feature you on a future blog post.

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FourSquare + Qapital: Save Money Every Time You “Check In”

Location, location location. With Qapital, it’s easy to save money every time you Check In with FourSquare
You can reward or “fine” yourself, just by doing the stuff you do every day. With just a few taps, you can power your Check Ins and save toward your Qapital Goals.

Saving with Qapital and FourSquare is a snap. Set up your IFTTT account (wait, what’s IFTTT?) and you’ll be on your way to stacking up savings.

Not sure where to begin? Our team created these fun IFTTT recipes to get you started:

IFTTT Recipe: Save every time you Check In with the hashtag #LiveLarge connects foursquare to qapital

IFTTT Recipe: Save money to pay off debt with each Check In connects foursquare to qapital

IFTTT Recipe: Save for festival tickets when you Check In at a concert connects foursquare to qapital

IFTTT Recipe: Reward yourself when you Check In at the gym! connects foursquare to qapital

Did you create your own IFTTT recipe using Qapital and FourSquare? Tweet at us at @qapitalapp and we’ll share with our entire community of savers or feature you on a future blog post.

Get the app!

The Android app is coming! Sign up here and we’ll email you when we launch in a few weeks

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